SBA Loans. call 1-800-928-6154
                                  Citi Prime Group  is a nationally recognized company
                                   helping entrepreneurs achieve their business goals. We have
                                   been designated as a Preferred Financial services company
                                   by SBA lenders to have loans processed more quickly and
                                   efficiently than many others.


There are a number of advantages to an SBA loan, including longer
terms, no points and no balloon payments.

Who is Eligible for an SBA Loan?

Most for-profit small businesses are eligible for an SBA guaranteed loan. This includes
manufacturers, wholesale, retail and service businesses as well as independent or
franchise businesses.

Loan Qualifications

Retail and service businesses with sales (3-year average) not exceeding $6 million to $20
million, depending on the industry
Wholesale businesses with employees up to 100 regardless of sales volume
Manufacturers with employees up to 500 depending on the industry, regardless of sales
volume
SBA 7(A) Loan Size $150,000 to $2.0 million

Loan Fees

Loan packaging fee: $750 to $2,000
Fee is based on loan size, it is collected at the time of loan submission; refunded if
declined by credit
SBA guaranty fee: 1.70% to 2.60% of the loan amount
Fee can be financed in the loan
Use of Proceeds

Commercial real estate (purchases, construction, or refinance)
Leasehold improvements
Business expansions
Machinery, equipment, furniture or fixtures
Business acquisition
Working capital (offered in conjunction with some of the above)
Start-ups (ALL Franchises, Motels, Restaurants Gas Stations and C-Stores)
Other Credits Considerations

Business must have adequate historic cash flow to cover the proposed debt
Business debt to net worth must meet industry averages
Borrowers must be actively involved in the day-to-day operation of the business
Satisfactory personal credit histories are required for all principles and guarantors
No past bankruptcies or felony arrests
Contact us today about our SBA Loan Programs and other services
SBA Loans in under 30 Days, Up to 97% Financing. Easy Process, Fast Approval!!
Citi Prime Group
Principal  names:
Company Name:
Your email address:
Your phone number:
Address:
City    State   Zip
Loan Amount:
Refinance or Purchase
Approx. Net Worth:
Fico Score:
Down Payment:
Purchase Price:
Use of Proceeds:
Type of Property:
Property Value:
Plan for Repayment:
Comments:
GINNE MAE HUD FINANCING: MUTIFAMILY, Assisted
Living/Healthcare, Hotel, Church, Apartments, and
Construction, Substantial Rehab etc.

Loan Amount: No programmatic minimum or maximum loan size
LTV/LTC: For Profit: Up to 90% of cost, including the “As is Value” of the land
          For Non-Profit: Up to 100% of cost.
Loan Term:  Up to 40 Years
Amortization: Construction period: Interest Only
DSC: 1.11:1
RATE: Interest rate locked prior to construction for the full loan term. Ginnie Mae
securities are priced daily.
Assumability: Fully assumable with HUD and Lender’s consent
Recourse: Non recourse, except for standard care-outs required by HUD
FEES AND COSTS: Borrower responsible for market study, appraisal, PCNA,
Seismic report, and a Phase I Environmental survey
HUD Fees: HUD Application fee, Hud Inspection fee, and HUD mortgage Insurance
Closing: 4-5 Months

Call today for more details: 1800-928-6154 ext 101
Cohen Commercial Equity  a Division of Cohen Financial Group all rights reserved 2006.
Tel: 800-928-6154 New York, NY

DISCLAIMER: Cohen Commercial Equity is not a Securities Dealer or Investment Advisor. Cohen
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Because laws governing investments vary among the jurisdictions with regard to the requirements and
obligations of the investor and any broker or consultant involved, a careful review of your jurisdiction's laws.
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