Property Types: Apartment, Anchor and Non Anchor Retail, Hotel,
Office Building, Storage Facility, Warehouse and much more.....
                                     
Citi Prime Group  works for you to provide a
virtually limitless variety of financing options. We have
experience financing multi-family projects, anchored
and non-anchored retail shopping centers, mini-storage
facilities, office buildings and more. In addition to the
property category, the loan structure and availability are influenced by the
region and immediate market conditions, the loan size, the tenant mix, and the
owner’s financial strength and experience.

Each of these categories of real estate has unique lending issues, both positive
and negative.  We are familiar with these issues and know how they are viewed
from a lender’s perspective. We will determine the proper structure to meet your
financing needs and preferences. Our job is to anticipate scenarios that may
arise during the financing process and take appropriate steps to ensure that the
loan process goes as smoothly as possible.
Our primary property types
are:

A and D Loans
Apartment Loans
Car Wash Loans
Commercial Construction
Gas Station
Multi-Family
Retail-Strip Mall, Anchor Store
Office
Mini-Storage
Mobile Home Parks
Owner Occupied
Medical Offices
Credit Tenant
Surgery Centers / Hospitals
Nursing Homes
Independent Care Center
Government Leased Properties
Franchise Restaurants
Hotel / Motel
Light Industrial
Warehouse


Capital products available
through
www.citiprimegroup.com:

Permanent Loans
Adjustable Rate Loans
Mini-Perm
Second Mortgage or Mezzanine
Debt / Equity, Joint Venture
Land and Land Development
Construction Financing
Bond Creation for Credit Leases
Bridge Loans
Retail

From single-tenant, net-leased retail
properties to anchored and non-anchored
shopping centers, Cohen Commercial Equity
will help you achieve your financing goals.  
We have experience with retail acquisitions,
refinancing and development loans.  We
have available a variety of loan structures for
retail properties including 10-year balloon
mortgages, long-term fully amortizing loans,
and loans with interest only components.  
Cohen Commercial Equity experience will
ensure that you obtain the financing
appropriate for your needs.

If you are involved in a 1031 tax-free
exchange, our lenders can help you work
through and meet the specific time
constraints inherent in these transactions.  

For properties that are either
underperforming or still in the lease-up
phase, Cohen Commercial Equity can
structure financing combinations that allow
greater leverage and provide earn-out
provisions when operating goals are





Multi-Family/Apartment
Buildings

Whether the loan you are seeking is for
acquisition or refinancing, wherever your
real estate is located in the United States,
Cohen Commercial Equity can determine
the best lender and loan to meet your
needs.  We will tailor loan terms to meet
your specific needs and preferences, with
the lowest possible closing costs.  For
multi-family financing, we have loan
amounts beginning at $500,000.  We work
with a variety of lenders capable of
delivering the types of long-term, fixed-rate
mortgages that are not available from local
banks.
Restaurants

www.citiprimegroup.com Loans provides up to 90% financing for flagged or non
flagged Restaurants. Normal commercial loans generally will only finance up to
65% LTV for restaurants.

Purchase Loans: available to purchase Land; Building and Equipment.
Refinance loans: are available to obtain better interest rates and terms on your
existing restaurant or Cash out a portion of your equity in property.

Construction Loans: are available to purchase land; construct building and
purchase equipment with up to 70% LTV.

















































Required documents for loan

Executive Summary
Last Three Years Business Tax Returns
P/L last 24 Months
Credit Release Form for ALL Borrowers (Signed & Completed)
�� Tri-Merge Credit Report (if you have one)
�� YTD Operating Statement (Signed & Completed)
�� Rent Roll (Signed & Completed)
�� Signed Lease Agreements
�� Copy of Previous 2 Years Business License
�� Mortgage/Lease Payment History 12 months cancelled
checks
�� Digital Photos of Property
�� If Purchase – copy of purchase contract
�� If Refinance – copy of note and current mortgage statement


Customized Financing

www.citiprimegroup.com Loans provide customized financing solutions for commercial
investors nationwide. Including:

Apartment Loans - Financing for apartment buildings and multi-family properties with more
than 5 units with up to 95% CLTV

Office Building Loans - Large or small office building financing available with competitive
rates with up to 95% CLTV.


Hospitality & Hotel/Motel Loans - A very popular investment sector in the commercial loan
market with up to 90% CLTV
Retail Property Loans - Flexible lending programs for retail business owners and investors
with LTV’s up to 97%

I
ndustrial & Warehouse - Financing warehouse, distribution, and industrial space with up
to 90% LTV.


Self Storage Unit Loans - Lending solutions available for self storage properties with up to
90% LTV.

Commercial Construction Loans - Advisory services for construction loans greater than
$500,000.

Mezzanine Financing – Provides 2nd lien financing from 1st mortgage lender, reducing
down payment.

Other Loan Programs - Includes second commercial loans, equity loans, and more.

Commercial Loan Rates - Updated weekly.
Retail / Office / Mixed Use

Full Documentation or Stated Income loans
available

Purchase
A.  $150,000 to $25,000,000
B.  Up to 97% LTV on owner occupied properties
C.  Debt Service Coverage (DSC) 1.3

Refinance
A.  Cash Out
B.  Rate and term

Construction
A.  Full documentation ONLY
B.  Purchase land
C.  Construction funding
D.   Interest only 12-24 months
E.  1 time close - construction to permanent
F.  65% LTV
Warehouse Line of Credit

Whether on or off balance
sheet, warehouse line of
credit programs can fund
an unlimited loan volume.
This enables specialty
lenders to enlarge their
portfolios for maximum
interest income and
eliminating the need to
manage multiple sources
of capital.

The purchase and development of real estate can be a daunting
experience, and acquiring financing for it should not make the task
even more challenging.

Through our A&D Loan Program, we at USA Mortgage Corp. can
handle everything for you at one time and in one place. We are
committed to moving quickly in order to keep you on schedule; no
matter if your plans involve a single commercial building, an entire
commercial development, or a residential community
Gas Station Commercial Loans -
Program Highlights


Minimum Gas Station Commercial Loan Size $500,000


15, 20, 25, & 30 Year Amortizations Fixed and Variable Rate
Options
LTVs Range Between 55% - 85%
Flexible Prepay Options Full Document
Only Minimum 640 Credit Score
2 Year Seasoning for Refinances Full Recourse Guarantee
Required
      HOTEL                     Excellent Rates and Terms.

                                                                   Acquisition, Refinance, and Construction loans.
                                                             
     Franchise Hotels or non-flagged hotels.
                                                          
       15-20% Down payment. 10% Seller Carry OK

                                                                   SBA, conventional, mezzanine, & conduit finance.
                                                        
            Minimum loan amount $500,000 to maximum of  
                                                          
          $100,000,000.
Guidelines

SBA loan - 80% LTV for first time buyers. 95% LTV for existing owners
Conventional loan - Up to 85% LTV.
CMBS Conduit loan - non recourse up to 80% LTV. Fixed rate starting at 6%.
Strong debt service coverage required.
CITI Prime Group     www.citiprimegroup.com
Loan Programs     
    call today 1800-928-6154
NOTICE: EFFECTIVE April 2, 2013. CCE, Cohen Commercial Equity has sold/closed and is now CITI Prime Group Corp.
New Owners, New  and Improved Products. We offer Hard Money, SBA, Joint Venture, Capital Funding, and lines of
credit. Existing CCE customers, please contact Customer Care for assistance. 866-675-3729