Retail / Office / Mixed Use

Full Documentation or Stated Income loans
available

Purchase
A.  $150,000 to $25,000,000
B.  Up to 97% LTV on owner occupied
properties
C.  Debt Service Coverage (DSC) 1.3

Refinance
A.  Cash Out
B.  Rate and term

Construction
A.  Full documentation ONLY
B.  Purchase land
C.  Construction funding
D.   Interest only 12-24 months
E.  1 time close - construction to permanent
F.  65% LTV

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Cohen Commercial Equity  provides Fast Hard Money Loans, Commercial placement, Short Term Mortgages and Private
Money placement on real estate property with competitive credit rates and easy terms for purchase and refinance. With over
75 years of combined experience in underwriting, originating and acquiring secured loans, Cohen Commercial Equity
possesses extensive expertise necessary to competently assist you with all your Commercial and Hard Money Lending
needs
. NOTICE: Cohen Commercial Equity does not provide down payment assistance or 100% Funding programs. All
projects require 10-20% down. Construction Projects are based on Loan to cost , not after completed value. Lender
Licence: Cohen Commercial Equity is a non-licensed commercial referral agency,we do not provide residential loans.
We structure fundable projects, and refer to the appropriate Bank, Lender, or Hard money Investor.


For Loan Submission, Lines of Credit, Proof of funds please select the following:
CCE Loan submission form
Business Line of Credit ($50,000-$500,000
Proof of funds
SBA Application for SBA 7A OR 504

FAX TO 866-926-0835 or Email to newloans@cohencommercialequity.com
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Land Acquisition & Development Loans

The purchase and development of real estate can be a daunting experience, and acquiring financing for it should not
make the task even more challenging.

Through our A&D Loan Program, we at USA Mortgage Corp. can handle everything for you at one time and in one place.
We are committed to moving quickly in order to keep you on schedule; no matter if your plans involve a single
commercial building, an entire commercial development, or a residential community.
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Retail

From single-tenant, net-leased retail properties to anchored and non-
anchored shopping centers, Cohen Commercial Equity will help you
achieve your financing goals.  We have experience with retail acquisitions,
refinancing and development loans.  We have available a variety of loan
structures for retail properties including 10-year balloon mortgages, long
-term fully amortizing loans, and loans with interest only components.  
Cohen Commercial Equity experience will ensure that you obtain the financing appropriate for your needs.

If you are involved in a 1031 tax-free exchange, our lenders can help you work through and meet the specific time
constraints inherent in these transactions.  

For properties that are either under performing or still in the lease-up phase, Cohen Commercial Equity can structure
financing combinations that allow greater leverage and provide earn-out provisions when operating goals are
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Multi-Family/Apartment Buildings

Whether the loan you are seeking is for acquisition or refinancing, wherever your real estate is located in the United
States, Cohen Commercial Equity can determine the best lender and loan to meet your needs.  We will tailor loan terms
to meet your specific needs and preferences, with the lowest possible closing costs.  For multi-family financing, we
have loan amounts beginning at $500,000.  We work with a variety of lenders capable of delivering the types of long-
term, fixed-rate mortgages that are not available from local banks.
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Gas Station Commercial Loans - Program Highlights


Minimum Gas Station Commercial Loan Size $500,000


15, 20, 25, & 30 Year Amortizations Fixed and Variable Rate Options
LTVs Range Between 55% - 85%
Flexible Prepay Options Full Document
Only Minimum 640 Credit Score
2 Year Seasoning for Refinances Full Recourse Guarantee Required

Excellent Rates and Terms.

                                                    Acquisition, Refinance, and Construction loans.
                                                    Franchise Hotels or non-flagged hotels.
                                                   15-20% Down payment. 10% Seller Carry OK

                                                   SBA, conventional, mezzanine, & conduit finance.
                                                   Minimum loan amount $500,000 to maximum of  
                                                   $100,000,000.
Guidelines

SBA loan - 80% LTV for first time buyers. 95% LTV for existing owners
Conventional loan - Up to 85% LTV.
CMBS Conduit loan - non recourse up to 80% LTV. Fixed rate starting at 6%.
Strong debt service coverage required.

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Typical Commercial Real Estate Loan Structure

Minimum Loan Size $1 Million  Maximum 80% LTV

Fixed Rate from 5.85%.  Terms From 5-20 Years  Mezzanine Option to 80%

25 and 30 Year Amortizations  Non-Recourse / Standard Carveouts

No Personal Guarantee Required  Defeasance or YM Prepayment

Typical 2-5 Year Lockout  1.20-1.35 DSCR Requirements

Eligible Property Types

Apartment/Multifamily
Hotel
Industrial
Manufactured Housing Communities
Mobile Home Parks
Office Building
Retail (Anchored -Unanchored-Weak)
Self Storage
Shopping Center
Warehouse

HARD MONEY PROGRAM

Qualifying Projects (50-80% financing): acquisitions, startups, company expansions, mergers,
new cash infusion, partner buyouts, operating funds, inventions, research and development
(R&D), bailing out companies in trouble, realestate developments, hotels, resorts, apartment
buildings,office buildings, mining projects, gas, energy, casinos, 5-StarMobile Home Parks
(more list below)...FICO IS NOT AN ISSUE.We accept and will consider Strong PROJECTS

Loan amount from $1,000,000 to $500,000,000
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Welcome to COHEN COMMERCIAL EQUITY, AS KNOWN AS “CCE”, we provide service for COMMERCIAL CLIENTS seeking commercial
funding placement, alternative financing, referral service with our Affiliates lenders, partners, Brokers. Arrangement. CCE is not a lender,
mortgage broker, bank, loan adviser. CCE only provides referral service for a undisclosed fee.The Cohencommercialequity service
("CCE" or the "Service") is a way for commercial clients to meet private lenders through our Firm. www.cohencommercialequity.com  is
provided by Cohencommercialequity. New York, NY. This is a legal agreement between you and Cohencommercialequity  (sometimes
referred to as "CCE" where the context requires). By using our website or contacting our firm,  you become a user or client of the Service
and you agree to be bound by these terms and conditions (the "Terms").

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You hereby indemnify Cohencommercialequity.com and undertake to keep Cohencommercialequity.com indemnified against any losses,
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Cohencommercialequity.com arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim
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These terms are governed by the federal and state laws of Arizona, New York, without regard to rules generally applicable to resolving
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Arizona or New York with respect to any claim or cause of action, whether in law or in equity, arising under or relating to these Terms or
use of Cohencommercialequity services.
Retail / Office / Mixed Use

Full Documentation or Stated Income loans
available

Purchase
A.  $150,000 to $25,000,000
B.  Up to 97% LTV on owner occupied
properties
C.  Debt Service Coverage (DSC) 1.3

Refinance
A.  Cash Out
B.  Rate and term

Construction
A.  Full documentation ONLY
B.  Purchase land
C.  Construction funding
D.   Interest only 12-24 months
E.  1 time close - construction to permanent
F.  65% LTV
COHEN FINANCIAL GROUP
www.cohenfinancialgroup.org                  Toll Free: 1800-928-6154